Insurance

Title : What's in a rate?
Focus : General Insurance
Author : Clive Wolstencroft
Company : Navigation Insurance
Website : www.navigator-insurance.com/
Intro :

In presenting different health insurance alternatives to people, I am often asked why there can be a wide divergence in the rates charged, given the individual products are ostensibly similar.

Here are some of those reasons: Read More »

Title : Keyman Insurance
Focus : Insurance for Business Owners
Author : Bradley Erasmus
Company : Independent Financial Advisor
Website : www.ichor.com.hk
Intro : Keyman life insurance is insurance purchased by a business on the life of an owner or employee whose services contribute substantially to the success of the business. The company is the owner, the premium payer and the beneficiary of the policy. The objective of Keyman Insurance is to indemnify an organization against the monetary loss resulting from the death of a key employee. Read More »

Title : Maternity Insurance
Focus : New Parents Overseas
Author : Clive Wolstencroft
Company : Navigator Insurance
Website : www.navigator-insurance.com/
Intro   Living Overseas Series
Maternity Insurance
The cost of having a baby may well cancel next year's holiday! In places like Hong Kong and Shanghai, a normal birth, including ante natal care, delivery and postnatal costs, will be about US$15,000 - US$25,000, assuming there are no complications and the baby does not arrive early.

Read More »